What we believe

Terms of Use

Website Terms of Use

Updated November 23, 2020

BEFORE USING THIS WEBSITE PLEASE READ THESE TERMS AND CONDITIONS

CAREFULLY. ACCESSING THIS WEBSITE OR VIEWING ANY OF ITS CONTENT SHALL CONSTITUTE YOUR AGREEMENT WITH THESE TERMS OF USE.

All visitors to the Texas Heritage Bank (“our,” “we,” “us”) website must adhere to the following terms and conditions. “Website” means any online or mobile site or application that we own and control.

Illegal Use

Unauthorized use of Texas Heritage Bank’s website and systems, including, but not limited to, unauthorized entry into our Internet banking system, internal network, misuse of passwords, or misuse of any information posted on our website is strictly prohibited.

Website Content

Any and all information, materials, product offerings, services, terms and conditions are subject to change without notice.

Linked Third Party Sites

Texas Heritage Bank maintains this website to provide you with information about our products and services. For your convenience, we may also provide links to various third parties websites that may be of interest to you. Texas Heritage Bank does not control linked third-party sites. When you click on links to third party sites, you will leave our website and will be redirected to another site. Linking to other third-party sites is at your own risk. The content on linked sites may change without notice.

WE MAKE NO REPRESENTATION OR WARRANTY REGARDING THE ACCURACY OF THE INFORMATION CONTAINED IN LINKED THIRD-PARTY SITES.

We suggest that you always verify the information obtained from linked sites before acting upon this information. Texas Heritage Bank is not an agent for linked third parties nor do we endorse or guarantee their products and services. The products and services offered by linked third parties are not products of Texas Heritage Bank and are not insured by any governmental agency such as the FDIC. Also, please be aware that the security and privacy policies on linked sites may be different from our policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party sites, please contact the third party directly.

Use of Information Submitted Through the Website

Any communication or material that you transmit to us through this website or through electronic mail may be used only by Texas Heritage Bank for the purposes described in our Website Privacy Policy. All information submitted to our Website shall be considered and shall remain the property of Texas Heritage Bank; this information will only be used internally for the purpose intended or as allowed by law.

Texas Heritage Bank shall be free to use, for any purpose, any idea, concept, know-how or technique contained in information submitted by a visitor to us through this website and Texas Heritage Bank shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by direct customer relationship, or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing Texas Heritage Bank responsibilities and obligations to customers in accordance with our Website Privacy Policy.

If you need to communicate personal or confidential information, please do not use the email

feature on this website, it is not a secure email service. Instead contact us by telephone, or our

customers may use the secure mail feature within our Electronic Banking Service

No Warranties

ANY DATED INFORMATION ON THIS SITE IS “AS OF” ITS DATE ONLY. WE WILL USE EVERY REASONABLE EFFORT TO INCLUDE ACCURATE AND UP TO DATE

INFORMATION ON THE SITE, BUT WE MAKE NO WARRANTIES OR REPRESENTATIONS AS TO THE ACCURACY OF THE INFORMATION, DATED OR

OTHERWISE, AND WE EXPRESSLY DISCLAIM ANY AND ALL LIABILITY FOR

ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS.

ALL INFORMATION, MATERIALS AND SERVICES CONTAINED IN THIS SITE,

INCLUDING GRAPHICS, LINKS, AND ANY OTHER ITEMS ARE PROVIDED “AS IS”, “AS AVAILABLE” TO THE USER WITHOUT EXPRESS OR IMPLIED WARRANTIES OF ANY KIND INCLUDING THE WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT OF INTELLECTUAL PROPERTY, FITNESS FOR ANY PARTICULAR PURPOSE, AND FREEDOM FROM COMPUTER VIRUS.

Trademark Notices

All registered and unregistered trademarks are the sole property of their respective owners.

Unauthorized reproduction in whole or part is prohibited.

Copyright Notices

Texas Heritage Bank owns copyright in the pages, screens, text, sound recordings, and images appearing at this site unless the information is displayed by way of a license from the material’s owner. You agree not to use the content for any purpose without the express written consent of Texas Heritage Bank or the third party that may own the content or marks.

Limitation of Liability

TEXAS HERITAGE BANK WILL UNDER NO CIRCUMSTANCES BE LIABLE TO YOU AND/OR ANY THIRD PARTY FOR ANY DAMAGES INCLUDING WITHOUT

LIMITATION DIRECT OR ANY INDIRECT, SPECIALS, CONSEQUENTIAL, INCIDENTAL OR PUNITIVE DAMGES WHATSOEVER, ARISING IN CONNECTION WITH THIS WEBSITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE OR SYSTEM FAILURE, EVEN IF TEXAS HERITAGE BANK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

FURTHERMORE, TEXAS HERITAGE BANK WILL NOT BE LIABLE FOR ANY

DIFFICULTY IN USE, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEBSITE AND YOUR WEB BROWSER OR OTHER SITE ACCESSING PROGRAM. NOR WILL TEXAS HERITAGE BANK BE LIABLE FOR ANY OTHER PROBLEMS YOU EXPERIENCE DUE TO CAUSES BEYOND OUR CONTROL.

No license to you is implied in these disclaimers, except as may be otherwise expressly provided by written agreement between you and Texas Heritage Bank.

Indemnification

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE TO

RELEASE, INDEMNIFY, DEFEND AND HOLD HARMLESS TEXAS HERITAGE BANK FROM AND AGAINST ALL DAMAGES, CLAIMS LIABILITIES AND EXPENSES (INCLUDING ATTORNEYS’ FEES) BROUGHT BY ANY PERSON ARISING FROM OR RELATIGN TO YOUR ACCESS AND USE OF THE SITE, INCLUDING WITHOUT LIMITATION ANY CLAIMS ALLEGING FACTS THAT IF TRUE WOULD CONSTITUTE A BREACH BY USER OF THESE TERMS AND CONDITIONS.

Governing Law

This agreement shall be governed by and construed in accordance with federal statutes and the laws of the state of Texas. This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Additional Terms

Certain services or pages on this website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those services or pages.

Date Last Modified: November 23, 2020

118093.0000001 EMF_US 82592801v1

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